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YIELD MAINTENANCE PREPAYMENT PENALTIES
In broad terms, yield maintenance is a process for protecting lenders from losing interest when loans are paid off before ...
WHITHER RATES ???
Where are interest rates headed now? If you asked 100 experts that question, 33 would say “up,” 33 would say ...
WHEN A DEAL IS REAL
Throughout the refinancing process, boards are confronted by a staggering array of unfamiliar terminology. Without a complete understanding, they can ...
WHAT’S HAPPENING IN THE FINANCIAL MARKETS
HAS ALL HELL BROKEN LOOSE? My wife, who recently had been on an extended business trip to Europe, convinced me ...
VARIABLE RATE DEBT VS. FIXED RATE DEBT
Is the Payoff Worth The Risk? Just since the beginning of May, the U.S. Treasury market has dropped precipitously to ...
REFINANCING UNDERLYING MORTGAGES
With interest rates at historically low levels -- again -- now may be the right time to refinance your co-op's ...
THE NITTY GRITTY
What actually happens when you apply for a new underlying mortgage? There are seven phases to refinancing any underlying mortgage: ...
THE GREENSPANNING OF THE MARKET
If only the financial markets were as cool and collected as Alan Greenspan appears to be when testifying before congressional ...
The Business of Running a Cooperative
The planned approach to a solid financial future. Like the executives of any corporation, co-op board members often are confronted ...
SMALL BUILDING CHALLENGES
In addition to all of the regular requirements, small co-ops...those with fewer than, say, 10 units...face special challenges when refinancing. ...
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